Business Insurance
Business Insurance
Businesses, SMEs & Self Employed
We understand that your business requires your full attention and investment. So, allow us to assist you with protecting what you have built and continue to grow – while you focus on what you do best.
Looking for business insurance in Hamrun or elsewhere in Malta? Laurence Orsini is a Tied Insurance Intermediary for Laferla Insurance and can assist businesses, SMEs and self-employed customers with insurance solutions.
This Business Combined policy can be fully tailored for you, to suit your business and its specific needs.
Below is a brief overview of some of the main sections available, to help you understand the cover and protection that may be suitable for your business.
Property Building and Contents
This protects against accidental damage to the property & it's contents, Stock, Machinery & Equipment, Rent payable and more.
Public Liability
This protects your business from legal liabilities arising from accidental injuries to third parties or damage to their property. This coverage ensures financial protection against claims and associated legal costs within the agreed limits.
Employers Liability
This protects your business against legal liabilities from injuries or diseases employees may suffer due to their work. This coverage includes legal costs and compensation claims, safeguarding your business from potential financial burdens arising from workplace incidents.
This will potentially cover loss of profits and additional expenses that an insured suffers as a result of damage to physical property such as a lockdown, fire or flood.
This provides financial compensation to employees who suffer from accidents or injuries while performing their job duties. The coverage supports both the individual employees and the company by covering medical expenses, lost income, and rehabilitation costs, ensuring peace of mind for your workforce.
This policy safeguards your business against the loss of money whether in transit, on premises, or stored in a safe.
Travel Open Cover
This covers you and/or your employees who reside in Malta while travelling outside Malta for conventional non-working holidays or business trips which do not involve manual work.